| Weiss Ratings |
First Capital Federal Credit Union
York, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 6.70 | |||
| Stability Index | 7.70 | |||
| Company Info |
First Capital Federal Credit Union
York, PA |
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| NCUA Charter Number | 4103 | |||
| Phone Number | (717) 767-5551 | |||
| Website | www.firstcapitalfcu.com | |||
| Asset Quality |
First Capital Federal Credit Union
York, PA |
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| 1-Year Asset Growth | 5.04% | |||
| 5-Year Asset Growth | 8.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 1.76% | |||
| Non-Performing Loans to Loans | 0.31% | |||
| Balance Sheet |
First Capital Federal Credit Union
York, PA |
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| Total Assets | 319.10M | |||
| Total Deposits | 282.63M | |||
| Capital and Reserves |
First Capital Federal Credit Union
York, PA |
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| Capital | 34.42M | |||
| Leverage Ratio | 11.26 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
First Capital Federal Credit Union
York, PA |
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| Hot Money Ratio | 5.50% | |||
| Liquidity Ratio | 22.92% | |||
| Profitability |
First Capital Federal Credit Union
York, PA |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 3.33M | |||
| Net Interest Spread | 4.80% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 72.23% | |||
| Return on Assets | 1.42% | |||
| Return on Equity | 13.82% | |||