A
First Capital Federal Credit Union
YorkPA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Capital Federal Credit Union
York, PA
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Rating A
Asset Quality Index 10.00
Capitalization Index 9.10
Liquidity Index 5.00
Profitability Index 9.40
Stability Index 7.80
Company Info First Capital Federal Credit Union
York, PA
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NCUA Charter Number 4103
Phone Number (717) 767-5551
Website www.firstcapitalfcu.com
Asset Quality First Capital Federal Credit Union
York, PA
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1-Year Asset Growth 10.54%
5-Year Asset Growth 8.86%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.30%
Non-Performing Loans to Loans 0.25%
Balance Sheet First Capital Federal Credit Union
York, PA
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Total Assets 345.26M
Total Deposits 305.53M
Capital and Reserves First Capital Federal Credit Union
York, PA
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Capital 37.78M
Leverage Ratio 11.05
Loan Loss Reserves to Loans 0.52%
Liquidity First Capital Federal Credit Union
York, PA
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Hot Money Ratio 7.00%
Liquidity Ratio 31.16%
Profitability First Capital Federal Credit Union
York, PA
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5-Year Return on Average Assets 1.01%
Net Income 955.00K
Net Interest Spread 4.69%
Operating Profit to Average Assets 1.24%
Overhead Efficiency Ratio 74.10%
Return on Assets 1.14%
Return on Equity 10.26%