C
Appalachian Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Appalachian Community Federal Credit Union
Kingsport, TN
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Rating C
Asset Quality Index 10.00
Capitalization Index 7.80
Liquidity Index 1.90
Profitability Index 6.10
Stability Index 5.00
Company Info Appalachian Community Federal Credit Union
Kingsport, TN
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NCUA Charter Number 4106
Phone Number (423) 378-3778
Website www.myacfcu.org
Asset Quality Appalachian Community Federal Credit Union
Kingsport, TN
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1-Year Asset Growth 6.25%
5-Year Asset Growth -2.51%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.25%
Non-Performing Loans to Loans 0.15%
Balance Sheet Appalachian Community Federal Credit Union
Kingsport, TN
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Total Assets 179.50M
Total Deposits 159.06M
Capital and Reserves Appalachian Community Federal Credit Union
Kingsport, TN
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Capital 17.96M
Leverage Ratio 10.90
Loan Loss Reserves to Loans 0.88%
Liquidity Appalachian Community Federal Credit Union
Kingsport, TN
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Hot Money Ratio 28.48%
Liquidity Ratio 13.45%
Profitability Appalachian Community Federal Credit Union
Kingsport, TN
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5-Year Return on Average Assets 0.53%
Net Income 1.13M
Net Interest Spread 4.11%
Operating Profit to Average Assets 1.06%
Overhead Efficiency Ratio 80.81%
Return on Assets 0.87%
Return on Equity 8.66%