C
Appalachian Community Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Appalachian Community Federal Credit Union
Kingsport, TN
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Rating C
Asset Quality Index 9.10
Capitalization Index 7.70
Liquidity Index 1.40
Profitability Index 4.80
Stability Index 6.30
Company Info Appalachian Community Federal Credit Union
Kingsport, TN
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NCUA Charter Number 4106
Phone Number (423) 378-3778
Website www.myacfcu.org
Asset Quality Appalachian Community Federal Credit Union
Kingsport, TN
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1-Year Asset Growth 4.88%
5-Year Asset Growth -2.51%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.35%
Non-Performing Loans to Capital 1.30%
Non-Performing Loans to Loans 0.06%
Balance Sheet Appalachian Community Federal Credit Union
Kingsport, TN
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Total Assets 172.88M
Total Deposits 152.98M
Capital and Reserves Appalachian Community Federal Credit Union
Kingsport, TN
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Capital 17.56M
Leverage Ratio 11.08
Loan Loss Reserves to Loans 0.90%
Liquidity Appalachian Community Federal Credit Union
Kingsport, TN
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Hot Money Ratio 28.75%
Liquidity Ratio 9.75%
Profitability Appalachian Community Federal Credit Union
Kingsport, TN
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5-Year Return on Average Assets 0.53%
Net Income 725.00K
Net Interest Spread 4.02%
Operating Profit to Average Assets 0.96%
Overhead Efficiency Ratio 83.77%
Return on Assets 0.84%
Return on Equity 8.44%