| Weiss Ratings |
Wave Federal Credit Union
Warwick, RI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 7.80 | |||
| Company Info |
Wave Federal Credit Union
Warwick, RI |
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| NCUA Charter Number | 4107 | |||
| Phone Number | (401) 781-1020 | |||
| Website | www.wavefcu.org | |||
| Asset Quality |
Wave Federal Credit Union
Warwick, RI |
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| 1-Year Asset Growth | 5.71% | |||
| 5-Year Asset Growth | 5.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.01% | |||
| Non-Performing Loans to Loans | 0.22% | |||
| Balance Sheet |
Wave Federal Credit Union
Warwick, RI |
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| Total Assets | 150.65M | |||
| Total Deposits | 131.53M | |||
| Capital and Reserves |
Wave Federal Credit Union
Warwick, RI |
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| Capital | 18.26M | |||
| Leverage Ratio | 12.17 | |||
| Loan Loss Reserves to Loans | 0.56% | |||
| Liquidity |
Wave Federal Credit Union
Warwick, RI |
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| Hot Money Ratio | 8.99% | |||
| Liquidity Ratio | 41.42% | |||
| Profitability |
Wave Federal Credit Union
Warwick, RI |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 143.00K | |||
| Net Interest Spread | 3.78% | |||
| Operating Profit to Average Assets | 0.38% | |||
| Overhead Efficiency Ratio | 88.45% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 3.15% | |||