| Weiss Ratings |
Wave Federal Credit Union
Warwick, RI |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.80 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 7.90 | |||
| Company Info |
Wave Federal Credit Union
Warwick, RI |
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| NCUA Charter Number | 4107 | |||
| Phone Number | (401) 781-1020 | |||
| Website | www.wavefcu.org | |||
| Asset Quality |
Wave Federal Credit Union
Warwick, RI |
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| 1-Year Asset Growth | -1.49% | |||
| 5-Year Asset Growth | 4.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | -0.27% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 1.06% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Wave Federal Credit Union
Warwick, RI |
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| Total Assets | 142.52M | |||
| Total Deposits | 124.34M | |||
| Capital and Reserves |
Wave Federal Credit Union
Warwick, RI |
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| Capital | 17.46M | |||
| Leverage Ratio | 12.47 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Wave Federal Credit Union
Warwick, RI |
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| Hot Money Ratio | 3.38% | |||
| Liquidity Ratio | 32.56% | |||
| Profitability |
Wave Federal Credit Union
Warwick, RI |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 165.00K | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 81.53% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 3.80% | |||