D
Southland Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southland Credit Union
Los Alamitos, CA
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Rating D
Asset Quality Index 7.70
Capitalization Index 4.10
Liquidity Index 3.00
Profitability Index 2.00
Stability Index 2.60
Company Info Southland Credit Union
Los Alamitos, CA
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NCUA Charter Number 4111
Phone Number (562) 862-6831
Website www.southlandcu.org
Asset Quality Southland Credit Union
Los Alamitos, CA
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1-Year Asset Growth 8.91%
5-Year Asset Growth 9.04%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.71%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 6.30%
Non-Performing Loans to Loans 0.59%
Balance Sheet Southland Credit Union
Los Alamitos, CA
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Total Assets 1.27B
Total Deposits 1.10B
Capital and Reserves Southland Credit Union
Los Alamitos, CA
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Capital 78.32M
Leverage Ratio 8.46
Loan Loss Reserves to Loans 1.25%
Liquidity Southland Credit Union
Los Alamitos, CA
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Hot Money Ratio 16.36%
Liquidity Ratio 13.27%
Profitability Southland Credit Union
Los Alamitos, CA
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5-Year Return on Average Assets 0.15%
Net Income -458.00K
Net Interest Spread 3.38%
Operating Profit to Average Assets 0.57%
Overhead Efficiency Ratio 83.70%
Return on Assets -0.14%
Return on Equity -2.38%