C
Southland Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Southland Credit Union
Los Alamitos, CA
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Rating C
Asset Quality Index 6.70
Capitalization Index 4.50
Liquidity Index 2.80
Profitability Index 3.20
Stability Index 2.60
Company Info Southland Credit Union
Los Alamitos, CA
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NCUA Charter Number 4111
Phone Number (562) 862-6831
Website www.southlandcu.org
Asset Quality Southland Credit Union
Los Alamitos, CA
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1-Year Asset Growth 3.61%
5-Year Asset Growth 9.04%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.65%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 9.27%
Non-Performing Loans to Loans 0.95%
Balance Sheet Southland Credit Union
Los Alamitos, CA
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Total Assets 1.28B
Total Deposits 1.11B
Capital and Reserves Southland Credit Union
Los Alamitos, CA
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Capital 84.27M
Leverage Ratio 8.55
Loan Loss Reserves to Loans 1.22%
Liquidity Southland Credit Union
Los Alamitos, CA
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Hot Money Ratio 18.54%
Liquidity Ratio 13.13%
Profitability Southland Credit Union
Los Alamitos, CA
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5-Year Return on Average Assets 0.15%
Net Income 1.57M
Net Interest Spread 3.47%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 81.46%
Return on Assets 0.16%
Return on Equity 2.63%