Tyndall Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10). Fair current capitalization (4.4 on a scale of 0 to 10) based on a net capital to total assets of 6.8 and a net worth ratio of 11.1.
Other Rating Factors:
A current level of 0.9 percent of nonperforming loans to core capital combined with 0.5 percent from a year earlier contributes to the Excellent asset quality (10.0). Fair liquidity 3.4, driven by a liquidity ratio of 16.5 percent and a “hot money” ratio of 12.4 percent.
Asset Mix:
Consumer loans (24%), home mtgs (23%), other (53%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
909 East 23rd Street
Panama City, FL 32405
Panama City, FL 32405
Phone Number
(850) 769-9999
NCUA Charter Number
Website
Largest Competitors
Tampa, FL
Jacksonville, FL
Panama City, FL
Panama City, FL
Panama City, FL