B
America's First Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings America's First Federal Credit Union
Birmingham, AL
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Rating B
Asset Quality Index 6.40
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 8.40
Stability Index 5.70
Company Info America's First Federal Credit Union
Birmingham, AL
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NCUA Charter Number 4121
Phone Number (205) 320-4185
Website www.amfirst.org
Asset Quality America's First Federal Credit Union
Birmingham, AL
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1-Year Asset Growth 4.40%
5-Year Asset Growth 8.40%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.43%
Non-Performing Assets to Assets 0.69%
Non-Performing Loans to Capital 5.50%
Non-Performing Loans to Loans 0.78%
Balance Sheet America's First Federal Credit Union
Birmingham, AL
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Total Assets 2.63B
Total Deposits 2.29B
Capital and Reserves America's First Federal Credit Union
Birmingham, AL
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Capital 312.39M
Leverage Ratio 12.10
Loan Loss Reserves to Loans 0.70%
Liquidity America's First Federal Credit Union
Birmingham, AL
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Hot Money Ratio 15.52%
Liquidity Ratio 11.77%
Profitability America's First Federal Credit Union
Birmingham, AL
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5-Year Return on Average Assets 0.84%
Net Income 29.23M
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 60.22%
Return on Assets 1.51%
Return on Equity 13.21%