B
America's First Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings America's First Federal Credit Union
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.90
Capitalization Index 8.20
Liquidity Index 3.00
Profitability Index 4.70
Stability Index 7.70
Company Info America's First Federal Credit Union
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4121
Phone Number (205) 320-4185
Website www.amfirst.org
Asset Quality America's First Federal Credit Union
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.32%
5-Year Asset Growth 8.94%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 4.31%
Non-Performing Loans to Loans 0.58%
Balance Sheet America's First Federal Credit Union
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.50B
Total Deposits 2.20B
Capital and Reserves America's First Federal Credit Union
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 257.32M
Leverage Ratio 10.78
Loan Loss Reserves to Loans 0.63%
Liquidity America's First Federal Credit Union
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 14.23%
Liquidity Ratio 16.33%
Profitability America's First Federal Credit Union
Birmingham, AL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.83%
Net Income 6.15M
Net Interest Spread 3.18%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 68.83%
Return on Assets 1.00%
Return on Equity 9.68%
Weiss Ratings