Vital Federal Credit Union
| Weiss Ratings |
Vital Federal Credit Union
Spartanburg, SC |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
Vital Federal Credit Union
Spartanburg, SC |
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| NCUA Charter Number | 4123 | |||
| Phone Number | (864) 948-8200 | |||
| Website | www.vitalfcu.com | |||
| Asset Quality |
Vital Federal Credit Union
Spartanburg, SC |
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| 1-Year Asset Growth | -4.41% | |||
| 5-Year Asset Growth | 2.45% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 1.71% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
Vital Federal Credit Union
Spartanburg, SC |
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| Total Assets | 59.01M | |||
| Total Deposits | 49.80M | |||
| Capital and Reserves |
Vital Federal Credit Union
Spartanburg, SC |
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| Capital | 8.50M | |||
| Leverage Ratio | 14.41 | |||
| Loan Loss Reserves to Loans | 0.11% | |||
| Liquidity |
Vital Federal Credit Union
Spartanburg, SC |
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| Hot Money Ratio | 4.17% | |||
| Liquidity Ratio | 21.50% | |||
| Profitability |
Vital Federal Credit Union
Spartanburg, SC |
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| 5-Year Return on Average Assets | 0.93% | |||
| Net Income | 173.00K | |||
| Net Interest Spread | 5.56% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 76.06% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 8.22% | |||