Vital Federal Credit Union
| Weiss Ratings |
Vital Federal Credit Union
Spartanburg, SC |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 8.00 | |||
| Company Info |
Vital Federal Credit Union
Spartanburg, SC |
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| NCUA Charter Number | 4123 | |||
| Phone Number | (864) 948-8200 | |||
| Website | www.vitalfcu.com | |||
| Asset Quality |
Vital Federal Credit Union
Spartanburg, SC |
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| 1-Year Asset Growth | -2.43% | |||
| 5-Year Asset Growth | 1.50% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.43% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.67% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Vital Federal Credit Union
Spartanburg, SC |
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| Total Assets | 57.57M | |||
| Total Deposits | 48.03M | |||
| Capital and Reserves |
Vital Federal Credit Union
Spartanburg, SC |
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| Capital | 9.35M | |||
| Leverage Ratio | 16.24 | |||
| Loan Loss Reserves to Loans | 0.15% | |||
| Liquidity |
Vital Federal Credit Union
Spartanburg, SC |
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| Hot Money Ratio | 4.04% | |||
| Liquidity Ratio | 34.58% | |||
| Profitability |
Vital Federal Credit Union
Spartanburg, SC |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 158.00K | |||
| Net Interest Spread | 6.42% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 75.27% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 6.82% | |||