Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.2 on a scale of 0 to 10). A current level of 28.1 percent of nonperforming loans to core capital combined with 19.9 percent from a year earlier contributes to the Fair asset quality (3.5).
Other Rating Factors:
Good current capitalization (5.5 on a scale of 0 to 10) based on a net capital to total assets of 7.9 and a net worth ratio of 8.5. Weak liquidity 2.3, driven by a liquidity ratio of 9.8 percent and a “hot money” ratio of 5.7 percent.
Asset Mix:
Consumer loans (43%), home mtgs (10%), other (46%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
14510 F Street
Omaha, NE 68137
Omaha, NE 68137
Phone Number
(402) 697-8200
NCUA Charter Number
Website
Largest Competitors
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE