Major Rating Factors:
A current level of 24.2 percent of nonperforming loans to core capital contributes to the Fair asset quality (3.7). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.1 has resulted in Fair (3.4) profitability.
Other Rating Factors:
Good current capitalization (5.7 on a scale of 0 to 10) based on a net capital to total assets of 8.0 and a net worth ratio of 8.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.3 on a scale of 0 to 10).
Asset Mix:
Consumer loans (42%), home mtgs (9%), comm loans (2%), other (47%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
14510 F Street
Omaha, NE 68137
Omaha, NE 68137
Phone Number
(402) 697-8200
NCUA Charter Number
Website
Largest Competitors
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE
Omaha, NE