Lake County Educational Federal Credit Union

Painesville, OH

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

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Weiss Ratings	Lake County Educational Federal Credit Union Painesville, OH	Click to Compare	Click to Compare	Click to Compare
Rating	E
Asset Quality Index	3.70
Capitalization Index	0.20
Liquidity Index	3.40
Profitability Index	4.00
Stability Index	2.60

Company Info	Lake County Educational Federal Credit Union Painesville, OH	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4126
Phone Number	(440) 352-4732
Website	www.lakecountyedufcu.org

Asset Quality	Lake County Educational Federal Credit Union Painesville, OH	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-2.96%
5-Year Asset Growth	4.39%
5-Year Charge-Offs to Average Loans	0.13%
Charge-Offs to Average Loans	0.08%
Non-Performing Assets to Assets	0.83%
Non-Performing Loans to Capital	23.13%
Non-Performing Loans to Loans	1.43%

Balance Sheet	Lake County Educational Federal Credit Union Painesville, OH	Click to Compare	Click to Compare	Click to Compare
Total Assets	33.38M
Total Deposits	32.10M

Capital and Reserves	Lake County Educational Federal Credit Union Painesville, OH	Click to Compare	Click to Compare	Click to Compare
Capital	1.12M
Leverage Ratio	8.48
Loan Loss Reserves to Loans	0.38%

Liquidity	Lake County Educational Federal Credit Union Painesville, OH	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.35%
Liquidity Ratio	10.90%

Profitability	Lake County Educational Federal Credit Union Painesville, OH	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.27%
Net Income	62.00K
Net Interest Spread	4.43%
Operating Profit to Average Assets	0.83%
Overhead Efficiency Ratio	81.82%
Return on Assets	0.74%
Return on Equity	21.85%