Theory Federal Credit Union
| Weiss Ratings |
Theory Federal Credit Union
Painesville, OH |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 3.70 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 2.30 | |||
| Company Info |
Theory Federal Credit Union
Painesville, OH |
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| NCUA Charter Number | 4126 | |||
| Phone Number | (440) 352-4732 | |||
| Website | theoryfcu.org | |||
| Asset Quality |
Theory Federal Credit Union
Painesville, OH |
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| 1-Year Asset Growth | 10.80% | |||
| 5-Year Asset Growth | 3.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 1.18% | |||
| Non-Performing Loans to Capital | 19.29% | |||
| Non-Performing Loans to Loans | 2.29% | |||
| Balance Sheet |
Theory Federal Credit Union
Painesville, OH |
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| Total Assets | 37.08M | |||
| Total Deposits | 34.73M | |||
| Capital and Reserves |
Theory Federal Credit Union
Painesville, OH |
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| Capital | 2.18M | |||
| Leverage Ratio | 8.71 | |||
| Loan Loss Reserves to Loans | 0.45% | |||
| Liquidity |
Theory Federal Credit Union
Painesville, OH |
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| Hot Money Ratio | 3.68% | |||
| Liquidity Ratio | 22.93% | |||
| Profitability |
Theory Federal Credit Union
Painesville, OH |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 235.00K | |||
| Net Interest Spread | 5.07% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 79.28% | |||
| Return on Assets | 0.87% | |||
| Return on Equity | 16.84% | |||