Theory Federal Credit Union
| Weiss Ratings |
Theory Federal Credit Union
Painesville, OH |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 2.80 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 2.30 | |||
| Company Info |
Theory Federal Credit Union
Painesville, OH |
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| NCUA Charter Number | 4126 | |||
| Phone Number | (440) 352-4732 | |||
| Website | theoryfcu.org | |||
| Asset Quality |
Theory Federal Credit Union
Painesville, OH |
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| 1-Year Asset Growth | 6.16% | |||
| 5-Year Asset Growth | 3.87% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 0.86% | |||
| Non-Performing Loans to Capital | 16.18% | |||
| Non-Performing Loans to Loans | 1.65% | |||
| Balance Sheet |
Theory Federal Credit Union
Painesville, OH |
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| Total Assets | 35.44M | |||
| Total Deposits | 33.47M | |||
| Capital and Reserves |
Theory Federal Credit Union
Painesville, OH |
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| Capital | 1.81M | |||
| Leverage Ratio | 8.71 | |||
| Loan Loss Reserves to Loans | 0.39% | |||
| Liquidity |
Theory Federal Credit Union
Painesville, OH |
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| Hot Money Ratio | 3.10% | |||
| Liquidity Ratio | 24.31% | |||
| Profitability |
Theory Federal Credit Union
Painesville, OH |
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| 5-Year Return on Average Assets | 0.37% | |||
| Net Income | 90.00K | |||
| Net Interest Spread | 5.02% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 77.30% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 21.40% | |||