Major Rating Factors:
Fair current capitalization (4.6 on a scale of 0 to 10) based on a net capital to total assets of 6.9 and a net worth ratio of 9.7. Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 0.4 has resulted in Good (5.2) profitability.
Other Rating Factors:
A current level of 8.4 percent of nonperforming loans to core capital combined with 4.6 percent from a year earlier contributes to the Excellent asset quality (7.2). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Asset Mix:
Home mtgs (32%), consumer loans (11%), other (57%)
Corporate Info
11545 West Touhy Avenue
Chicago, IL 60666
Chicago, IL 60666
(773) 462-2000
Largest Competitors
Chicago, IL
Chicago, IL
Chicago, IL
Chicago, IL
Chicago, IL