Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.0 has resulted in Very Weak (1.0) profitability. Fair current capitalization (4.0 on a scale of 0 to 10) based on a net capital to total assets of 6.3 and a net worth ratio of 8.6.
Other Rating Factors:
Fair liquidity 3.2, driven by a liquidity ratio of 11.5 percent and a “hot money” ratio of 10.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.3 on a scale of 0 to 10).
Asset Mix:
Consumer loans (47%), home mtgs (10%), other (42%)
Corporate Info
1407 West Washington Boulevard
Chicago, IL 60607
Chicago, IL 60607
(312) 726-8814
Largest Competitors
Chicago, IL
Chicago, IL
Chicago, IL
Chicago, IL
Chicago, IL