B
MassMutual Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings MassMutual Federal Credit Union
Springfield, MA
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Rating B
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 2.00
Stability Index 6.70
Company Info MassMutual Federal Credit Union
Springfield, MA
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NCUA Charter Number 4136
Phone Number (413) 744-3431
Website www.massmutualfcuhb.org
Asset Quality MassMutual Federal Credit Union
Springfield, MA
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1-Year Asset Growth 3.32%
5-Year Asset Growth 4.38%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 6.92%
Non-Performing Loans to Loans 1.33%
Balance Sheet MassMutual Federal Credit Union
Springfield, MA
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Total Assets 326.76M
Total Deposits 285.13M
Capital and Reserves MassMutual Federal Credit Union
Springfield, MA
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Capital 38.13M
Leverage Ratio 11.68
Loan Loss Reserves to Loans 0.30%
Liquidity MassMutual Federal Credit Union
Springfield, MA
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Hot Money Ratio 15.75%
Liquidity Ratio 20.85%
Profitability MassMutual Federal Credit Union
Springfield, MA
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5-Year Return on Average Assets 0.31%
Net Income 198.00K
Net Interest Spread 2.62%
Operating Profit to Average Assets 0.35%
Overhead Efficiency Ratio 86.93%
Return on Assets 0.08%
Return on Equity 0.69%