Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Very Weak overall stability index (0.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 44.6 percent of nonperforming loans to core capital contributes to the Weak asset quality (1.7). Weak current capitalization (1.9 on a scale of 0 to 10) based on a net capital to total assets of 4.8 and a net worth ratio of 14.2.
Asset Mix:
Home mtgs (41%), consumer loans (32%), other (28%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1441 Dorr Street
Toledo, OH 43607
Toledo, OH 43607
Phone Number
(419) 255-8876
NCUA Charter Number
Website
Largest Competitors
Toledo, OH
Toledo, OH
Toledo, OH
Toledo, OH
Toledo, OH