NRS Community Development Federal Credit Union

Birmingham, AL

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	NRS Community Development Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	0.30
Capitalization Index	10.00
Liquidity Index	6.50
Profitability Index	4.60
Stability Index	7.30

Company Info	NRS Community Development Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	4144
Phone Number	(205) 995-4414
Website	www.starfcu.net

Asset Quality	NRS Community Development Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.56%
5-Year Asset Growth	11.14%
5-Year Charge-Offs to Average Loans	1.36%
Charge-Offs to Average Loans	-0.72%
Non-Performing Assets to Assets	16.50%
Non-Performing Loans to Capital	101.34%
Non-Performing Loans to Loans	35.58%

Balance Sheet	NRS Community Development Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.38M
Total Deposits	1.18M

Capital and Reserves	NRS Community Development Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Capital	196.00K
Leverage Ratio	14.24
Loan Loss Reserves to Loans	4.39%

Liquidity	NRS Community Development Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	62.54%

Profitability	NRS Community Development Federal Credit Union Birmingham, AL	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.65%
Net Income	6.00K
Net Interest Spread	8.00%
Operating Profit to Average Assets	0.56%
Overhead Efficiency Ratio	89.66%
Return on Assets	0.56%
Return on Equity	4.21%