| Weiss Ratings |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 3.50 | |||
| Company Info |
Saint Cloud Financial Credit Union
Sartell, MN |
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| NCUA Charter Number | 4145 | |||
| Phone Number | (320) 252-2634 | |||
| Website | scfcu.org | |||
| Asset Quality |
Saint Cloud Financial Credit Union
Sartell, MN |
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| 1-Year Asset Growth | 10.68% | |||
| 5-Year Asset Growth | 13.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 4.62% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Total Assets | 408.85M | |||
| Total Deposits | 363.36M | |||
| Capital and Reserves |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Capital | 30.35M | |||
| Leverage Ratio | 7.55 | |||
| Loan Loss Reserves to Loans | 0.48% | |||
| Liquidity |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Hot Money Ratio | 12.89% | |||
| Liquidity Ratio | 5.17% | |||
| Profitability |
Saint Cloud Financial Credit Union
Sartell, MN |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 3.52M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 0.78% | |||
| Overhead Efficiency Ratio | 70.69% | |||
| Return on Assets | 1.18% | |||
| Return on Equity | 16.94% | |||