| Weiss Ratings |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 3.00 | |||
| Company Info |
Saint Cloud Financial Credit Union
Sartell, MN |
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| NCUA Charter Number | 4145 | |||
| Phone Number | (320) 252-2634 | |||
| Website | scfcu.org | |||
| Asset Quality |
Saint Cloud Financial Credit Union
Sartell, MN |
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| 1-Year Asset Growth | 10.52% | |||
| 5-Year Asset Growth | 13.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 6.54% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Total Assets | 391.10M | |||
| Total Deposits | 360.36M | |||
| Capital and Reserves |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Capital | 25.89M | |||
| Leverage Ratio | 7.11 | |||
| Loan Loss Reserves to Loans | 0.38% | |||
| Liquidity |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Hot Money Ratio | 14.01% | |||
| Liquidity Ratio | 6.97% | |||
| Profitability |
Saint Cloud Financial Credit Union
Sartell, MN |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 467.00K | |||
| Net Interest Spread | 3.13% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 85.32% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 7.33% | |||