| Weiss Ratings |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Rating | ||||
| Asset Quality Index | 7.40 | |||
| Capitalization Index | 4.40 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 3.60 | |||
| Company Info |
Saint Cloud Financial Credit Union
Sartell, MN |
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| NCUA Charter Number | 4145 | |||
| Phone Number | (320) 252-2634 | |||
| Website | scfcu.org | |||
| Asset Quality |
Saint Cloud Financial Credit Union
Sartell, MN |
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| 1-Year Asset Growth | 6.50% | |||
| 5-Year Asset Growth | 13.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 7.68% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Total Assets | 353.87M | |||
| Total Deposits | 318.01M | |||
| Capital and Reserves |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Capital | 23.71M | |||
| Leverage Ratio | 7.54 | |||
| Loan Loss Reserves to Loans | 0.44% | |||
| Liquidity |
Saint Cloud Financial Credit Union
Sartell, MN |
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| Hot Money Ratio | 11.83% | |||
| Liquidity Ratio | 4.95% | |||
| Profitability |
Saint Cloud Financial Credit Union
Sartell, MN |
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| 5-Year Return on Average Assets | 0.69% | |||
| Net Income | 259.00K | |||
| Net Interest Spread | 3.17% | |||
| Operating Profit to Average Assets | 0.51% | |||
| Overhead Efficiency Ratio | 87.34% | |||
| Return on Assets | 0.30% | |||
| Return on Equity | 4.39% | |||