B
Neighborhood Trust Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Neighborhood Trust Federal Credit Union
New York, NY
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Rating B
Asset Quality Index 5.70
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 10.00
Stability Index 8.80
Company Info Neighborhood Trust Federal Credit Union
New York, NY
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NCUA Charter Number 4147
Phone Number (212) 740-0900
Website www.neighborhoodtrustfcu.org
Asset Quality Neighborhood Trust Federal Credit Union
New York, NY
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1-Year Asset Growth 5.20%
5-Year Asset Growth 9.30%
5-Year Charge-Offs to Average Loans 0.75%
Charge-Offs to Average Loans 0.86%
Non-Performing Assets to Assets 3.39%
Non-Performing Loans to Capital 13.06%
Non-Performing Loans to Loans 4.80%
Balance Sheet Neighborhood Trust Federal Credit Union
New York, NY
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Total Assets 20.39M
Total Deposits 12.75M
Capital and Reserves Neighborhood Trust Federal Credit Union
New York, NY
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Capital 5.18M
Leverage Ratio 25.40
Loan Loss Reserves to Loans 0.79%
Liquidity Neighborhood Trust Federal Credit Union
New York, NY
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Hot Money Ratio 0.00%
Liquidity Ratio 37.72%
Profitability Neighborhood Trust Federal Credit Union
New York, NY
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5-Year Return on Average Assets 3.97%
Net Income 389.00K
Net Interest Spread 6.50%
Operating Profit to Average Assets 4.13%
Overhead Efficiency Ratio 66.56%
Return on Assets 3.88%
Return on Equity 15.64%