| Weiss Ratings |
AmeriCU Credit Union
Rome, NY |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 5.20 | |||
| Company Info |
AmeriCU Credit Union
Rome, NY |
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| NCUA Charter Number | 415 | |||
| Phone Number | (315) 356-3000 | |||
| Website | www.americu.org | |||
| Asset Quality |
AmeriCU Credit Union
Rome, NY |
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| 1-Year Asset Growth | 4.27% | |||
| 5-Year Asset Growth | 8.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 1.23% | |||
| Non-Performing Assets to Assets | 1.44% | |||
| Non-Performing Loans to Capital | 15.59% | |||
| Non-Performing Loans to Loans | 1.73% | |||
| Balance Sheet |
AmeriCU Credit Union
Rome, NY |
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| Total Assets | 2.82B | |||
| Total Deposits | 2.43B | |||
| Capital and Reserves |
AmeriCU Credit Union
Rome, NY |
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| Capital | 243.22M | |||
| Leverage Ratio | 9.50 | |||
| Loan Loss Reserves to Loans | 1.43% | |||
| Liquidity |
AmeriCU Credit Union
Rome, NY |
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| Hot Money Ratio | 1.89% | |||
| Liquidity Ratio | 6.85% | |||
| Profitability |
AmeriCU Credit Union
Rome, NY |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 4.53M | |||
| Net Interest Spread | 3.53% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 70.14% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 3.83% | |||