| Weiss Ratings |
AmeriCU Credit Union
Rome, NY |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 4.30 | |||
| Company Info |
AmeriCU Credit Union
Rome, NY |
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| NCUA Charter Number | 415 | |||
| Phone Number | (315) 356-3000 | |||
| Website | www.americu.org | |||
| Asset Quality |
AmeriCU Credit Union
Rome, NY |
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| 1-Year Asset Growth | 4.66% | |||
| 5-Year Asset Growth | 8.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.50% | |||
| Charge-Offs to Average Loans | 1.07% | |||
| Non-Performing Assets to Assets | 1.59% | |||
| Non-Performing Loans to Capital | 15.53% | |||
| Non-Performing Loans to Loans | 1.79% | |||
| Balance Sheet |
AmeriCU Credit Union
Rome, NY |
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| Total Assets | 2.82B | |||
| Total Deposits | 2.43B | |||
| Capital and Reserves |
AmeriCU Credit Union
Rome, NY |
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| Capital | 252.19M | |||
| Leverage Ratio | 9.74 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Liquidity |
AmeriCU Credit Union
Rome, NY |
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| Hot Money Ratio | 20.18% | |||
| Liquidity Ratio | 3.48% | |||
| Profitability |
AmeriCU Credit Union
Rome, NY |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 10.97M | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 66.29% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 6.09% | |||