| Weiss Ratings |
AmeriCU Credit Union
Rome, NY |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.80 | |||
| Company Info |
AmeriCU Credit Union
Rome, NY |
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| NCUA Charter Number | 415 | |||
| Phone Number | (315) 356-3000 | |||
| Website | www.americu.org | |||
| Asset Quality |
AmeriCU Credit Union
Rome, NY |
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| 1-Year Asset Growth | -1.47% | |||
| 5-Year Asset Growth | 11.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.71% | |||
| Non-Performing Assets to Assets | 1.39% | |||
| Non-Performing Loans to Capital | 14.82% | |||
| Non-Performing Loans to Loans | 1.65% | |||
| Balance Sheet |
AmeriCU Credit Union
Rome, NY |
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| Total Assets | 2.68B | |||
| Total Deposits | 2.31B | |||
| Capital and Reserves |
AmeriCU Credit Union
Rome, NY |
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| Capital | 219.89M | |||
| Leverage Ratio | 9.54 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Liquidity |
AmeriCU Credit Union
Rome, NY |
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| Hot Money Ratio | 19.88% | |||
| Liquidity Ratio | 6.22% | |||
| Profitability |
AmeriCU Credit Union
Rome, NY |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 2.88M | |||
| Net Interest Spread | 3.01% | |||
| Operating Profit to Average Assets | 1.05% | |||
| Overhead Efficiency Ratio | 60.56% | |||
| Return on Assets | 0.43% | |||
| Return on Equity | 5.25% | |||