Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.8 on a scale of 0 to 10).
Other Rating Factors:
Fair liquidity 4.0, driven by a liquidity ratio of 150.0 percent and a “hot money” ratio of 101.0 percent. Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 33.3 and a net worth ratio of 33.3.
Asset Mix:
Cash (100%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
--
Loan Loss Reserves to Loans
--
Charge-Offs to Average Loans
--
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
--
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
60 Peninsula Boulevard
Hempstead, NY 11550
Hempstead, NY 11550
Phone Number
(516) 564-6061
NCUA Charter Number
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