Family Advantage Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.2 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (6.3 on a scale of 0 to 10) based on a net capital to total assets of 8.8 and a net worth ratio of 8.8. Good liquidity 6.1, driven by a liquidity ratio of 45.2 percent and a “hot money” ratio of 11.4 percent.
Asset Mix:
Consumer loans (35%), home mtgs (5%), other (60%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
100 Stephen P. Yokich Parkway
Spring Hill, TN 37174
Spring Hill, TN 37174
Phone Number
(931) 486-3125
NCUA Charter Number
Website
Largest Competitors
Kingsport, TN
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