Members Credit Union
| Weiss Ratings |
Members Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 8.00 | |||
| Stability Index | 7.00 | |||
| Company Info |
Members Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4154 | |||
| Phone Number | (336) 748-4800 | |||
| Website | www.memcu.com | |||
| Asset Quality |
Members Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -1.44% | |||
| 5-Year Asset Growth | 9.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.71% | |||
| Charge-Offs to Average Loans | 1.58% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 3.27% | |||
| Non-Performing Loans to Loans | 0.87% | |||
| Balance Sheet |
Members Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 440.11M | |||
| Total Deposits | 375.84M | |||
| Capital and Reserves |
Members Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 61.58M | |||
| Leverage Ratio | 14.39 | |||
| Loan Loss Reserves to Loans | 2.00% | |||
| Liquidity |
Members Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 1.35% | |||
| Liquidity Ratio | 22.04% | |||
| Profitability |
Members Credit Union
Winston-Salem, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 3.88M | |||
| Net Interest Spread | 5.37% | |||
| Operating Profit to Average Assets | 1.99% | |||
| Overhead Efficiency Ratio | 64.10% | |||
| Return on Assets | 1.17% | |||
| Return on Equity | 8.73% | |||