Members Credit Union
| Weiss Ratings |
Members Credit Union
Winston-Salem, NC |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 7.90 | |||
| Company Info |
Members Credit Union
Winston-Salem, NC |
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| NCUA Charter Number | 4154 | |||
| Phone Number | (336) 748-4800 | |||
| Website | www.memcu.com | |||
| Asset Quality |
Members Credit Union
Winston-Salem, NC |
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| 1-Year Asset Growth | 2.24% | |||
| 5-Year Asset Growth | 6.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.86% | |||
| Charge-Offs to Average Loans | 1.79% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 2.72% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
Members Credit Union
Winston-Salem, NC |
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| Total Assets | 454.10M | |||
| Total Deposits | 387.16M | |||
| Capital and Reserves |
Members Credit Union
Winston-Salem, NC |
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| Capital | 63.44M | |||
| Leverage Ratio | 14.25 | |||
| Loan Loss Reserves to Loans | 2.18% | |||
| Liquidity |
Members Credit Union
Winston-Salem, NC |
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| Hot Money Ratio | 1.46% | |||
| Liquidity Ratio | 28.05% | |||
| Profitability |
Members Credit Union
Winston-Salem, NC |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 886.00K | |||
| Net Interest Spread | 5.24% | |||
| Operating Profit to Average Assets | 1.64% | |||
| Overhead Efficiency Ratio | 69.25% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 5.63% | |||