Midwest Regional Credit Union
Major Rating Factors:
A current level of 4.0 percent of nonperforming loans to core capital combined with 3.1 percent from a year earlier contributes to the Excellent asset quality (7.7). Excellent current capitalization (7.5 on a scale of 0 to 10) based on a net capital to total assets of 9.8 and a net worth ratio of 0.0.
Other Rating Factors:
Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.8 has resulted in Good (5.4) profitability. Good liquidity 5.4, driven by a liquidity ratio of 39.2 percent and a “hot money” ratio of 0.2 percent.
Asset Mix:
Consumer loans (29%), securities (28%), home mtgs (11%), other (32%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
7240 State Avenue
Kansas City, KS 66112
Kansas City, KS 66112
Phone Number
(913) 334-4200
NCUA Charter Number
Website
Largest Competitors
Kansas City, KS
Kansas City, KS
Kansas City, KS
Kansas City, KS
Kansas City, KS