Midwest Regional Credit Union
Major Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a net capital to total assets of 10.8 and a net worth ratio of 10.8. A current level of 3.1 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.9).
Other Rating Factors:
Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 0.7 has resulted in Good (5.9) profitability. Good liquidity 5.3, driven by a liquidity ratio of 33.6 percent and a “hot money” ratio of 3.3 percent.
Asset Mix:
Consumer loans (29%), securities (27%), home mtgs (10%), other (35%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
Community College Campus
Kansas City, KS 66112
Kansas City, KS 66112
Phone Number
(913) 334-4200
NCUA Charter Number
Website
Largest Competitors
Kansas City, KS
Kansas City, KS
Kansas City, KS
Kansas City, KS
Kansas City, KS