Midwest Regional Credit Union
Major Rating Factors:
A current level of 2.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.5). Excellent current capitalization (8.2 on a scale of 0 to 10) based on a net capital to total assets of 10.3 and a net worth ratio of 0.0.
Other Rating Factors:
Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Good (6.8) profitability. Fair liquidity 4.9, driven by a liquidity ratio of 34.5 percent and a “hot money” ratio of 2.3 percent.
Asset Mix:
Securities (32%), consumer loans (29%), home mtgs (11%), other (28%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
7240 State Avenue
Kansas City, KS 66112
Kansas City, KS 66112
Phone Number
(913) 334-4200
NCUA Charter Number
Website
Largest Competitors
Kansas City, KS
Kansas City, KS
Kansas City, KS
Kansas City, KS
Kansas City, KS