Genisys Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.9 and a net worth ratio of 16.1. Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.8 has resulted in Excellent (9.3) profitability.
Other Rating Factors:
A current level of 4.1 percent of nonperforming loans to core capital combined with 3.1 percent from a year earlier contributes to the Excellent asset quality (8.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Consumer loans (36%), home mtgs (18%), other (47%)
Corporate Info
2100 Executive Hills Boulevard
Auburn Hills, MI 48326
Auburn Hills, MI 48326
(248) 322-9800
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