B
Genisys Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genisys Credit Union
Auburn Hills, MI
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 9.30
Stability Index 5.70
Company Info Genisys Credit Union
Auburn Hills, MI
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NCUA Charter Number 416
Phone Number (248) 322-9800
Website www.genisyscu.org
Asset Quality Genisys Credit Union
Auburn Hills, MI
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1-Year Asset Growth 8.52%
5-Year Asset Growth 13.49%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.36%
Non-Performing Assets to Assets 0.60%
Non-Performing Loans to Capital 4.05%
Non-Performing Loans to Loans 0.70%
Balance Sheet Genisys Credit Union
Auburn Hills, MI
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Total Assets 4.85B
Total Deposits 3.98B
Capital and Reserves Genisys Credit Union
Auburn Hills, MI
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Capital 672.15M
Leverage Ratio 16.06
Loan Loss Reserves to Loans 1.43%
Liquidity Genisys Credit Union
Auburn Hills, MI
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Hot Money Ratio 17.76%
Liquidity Ratio 8.06%
Profitability Genisys Credit Union
Auburn Hills, MI
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5-Year Return on Average Assets 1.97%
Net Income 81.57M
Net Interest Spread 2.86%
Operating Profit to Average Assets 2.14%
Overhead Efficiency Ratio 46.68%
Return on Assets 1.76%
Return on Equity 13.29%
Weiss Ratings