B
Genisys Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genisys Credit Union
Auburn Hills, MI
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Rating B
Asset Quality Index 7.90
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 10.00
Stability Index 6.30
Company Info Genisys Credit Union
Auburn Hills, MI
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NCUA Charter Number 416
Phone Number --
Website www.genisyscu.org
Asset Quality Genisys Credit Union
Auburn Hills, MI
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1-Year Asset Growth 12.84%
5-Year Asset Growth 13.49%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.73%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 5.40%
Non-Performing Loans to Loans 1.07%
Balance Sheet Genisys Credit Union
Auburn Hills, MI
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Total Assets 5.27B
Total Deposits 4.27B
Capital and Reserves Genisys Credit Union
Auburn Hills, MI
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Capital 766.56M
Leverage Ratio 16.06
Loan Loss Reserves to Loans 1.56%
Liquidity Genisys Credit Union
Auburn Hills, MI
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Hot Money Ratio 20.05%
Liquidity Ratio 16.60%
Profitability Genisys Credit Union
Auburn Hills, MI
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5-Year Return on Average Assets 1.95%
Net Income 67.69M
Net Interest Spread 3.12%
Operating Profit to Average Assets 2.45%
Overhead Efficiency Ratio 41.63%
Return on Assets 1.76%
Return on Equity 12.73%