B
Genisys Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Genisys Credit Union
Auburn Hills, MI
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 9.50
Stability Index 6.30
Company Info Genisys Credit Union
Auburn Hills, MI
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NCUA Charter Number 416
Phone Number (248) 322-9800
Website www.genisyscu.org
Asset Quality Genisys Credit Union
Auburn Hills, MI
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1-Year Asset Growth 11.07%
5-Year Asset Growth 13.49%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.34%
Non-Performing Loans to Loans 0.55%
Balance Sheet Genisys Credit Union
Auburn Hills, MI
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Total Assets 5.10B
Total Deposits 4.17B
Capital and Reserves Genisys Credit Union
Auburn Hills, MI
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Capital 692.34M
Leverage Ratio 15.72
Loan Loss Reserves to Loans 1.45%
Liquidity Genisys Credit Union
Auburn Hills, MI
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Hot Money Ratio 18.81%
Liquidity Ratio 15.29%
Profitability Genisys Credit Union
Auburn Hills, MI
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5-Year Return on Average Assets 1.95%
Net Income 23.34M
Net Interest Spread 2.91%
Operating Profit to Average Assets 2.28%
Overhead Efficiency Ratio 41.64%
Return on Assets 1.88%
Return on Equity 13.69%
Weiss Ratings