| Weiss Ratings |
Vicinity Credit Union
Chicago, IL |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 3.10 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 1.00 | |||
| Company Info |
Vicinity Credit Union
Chicago, IL |
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| NCUA Charter Number | 4161 | |||
| Phone Number | (773) 376-6000 | |||
| Website | vicinitycreditunion.com | |||
| Asset Quality |
Vicinity Credit Union
Chicago, IL |
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| 1-Year Asset Growth | -27.89% | |||
| 5-Year Asset Growth | 2.01% | |||
| 5-Year Charge-Offs to Average Loans | 1.05% | |||
| Charge-Offs to Average Loans | 1.62% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 10.96% | |||
| Non-Performing Loans to Loans | 1.37% | |||
| Balance Sheet |
Vicinity Credit Union
Chicago, IL |
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| Total Assets | 201.73M | |||
| Total Deposits | 190.59M | |||
| Capital and Reserves |
Vicinity Credit Union
Chicago, IL |
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| Capital | 10.82M | |||
| Leverage Ratio | 9.93 | |||
| Loan Loss Reserves to Loans | 1.67% | |||
| Liquidity |
Vicinity Credit Union
Chicago, IL |
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| Hot Money Ratio | 1.46% | |||
| Liquidity Ratio | 16.97% | |||
| Profitability |
Vicinity Credit Union
Chicago, IL |
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| 5-Year Return on Average Assets | 0.05% | |||
| Net Income | -1.51M | |||
| Net Interest Spread | 3.17% | |||
| Operating Profit to Average Assets | -0.25% | |||
| Overhead Efficiency Ratio | 108.42% | |||
| Return on Assets | -0.79% | |||
| Return on Equity | -19.41% | |||