| Weiss Ratings |
Virginia Federal Credit Union
Richmond, VA |
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| Rating | ||||
| Asset Quality Index | 7.20 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 5.60 | |||
| Company Info |
Virginia Federal Credit Union
Richmond, VA |
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| NCUA Charter Number | 417 | |||
| Phone Number | (804) 323-6800 | |||
| Website | www.vacu.org | |||
| Asset Quality |
Virginia Federal Credit Union
Richmond, VA |
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| 1-Year Asset Growth | 33.57% | |||
| 5-Year Asset Growth | 7.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.57% | |||
| Charge-Offs to Average Loans | 0.80% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 7.96% | |||
| Non-Performing Loans to Loans | 0.96% | |||
| Balance Sheet |
Virginia Federal Credit Union
Richmond, VA |
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| Total Assets | 6.92B | |||
| Total Deposits | 5.86B | |||
| Capital and Reserves |
Virginia Federal Credit Union
Richmond, VA |
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| Capital | 560.11M | |||
| Leverage Ratio | 10.34 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Liquidity |
Virginia Federal Credit Union
Richmond, VA |
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| Hot Money Ratio | 13.06% | |||
| Liquidity Ratio | 10.66% | |||
| Profitability |
Virginia Federal Credit Union
Richmond, VA |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 7.19M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 78.42% | |||
| Return on Assets | 0.17% | |||
| Return on Equity | 2.24% | |||