| Weiss Ratings |
Gulf Winds Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 5.60 | |||
| Company Info |
Gulf Winds Credit Union
Pensacola, FL |
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| NCUA Charter Number | 4176 | |||
| Phone Number | (850) 479-9601 | |||
| Website | www.gogulfwinds.com | |||
| Asset Quality |
Gulf Winds Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | 2.67% | |||
| 5-Year Asset Growth | 10.55% | |||
| 5-Year Charge-Offs to Average Loans | 0.46% | |||
| Charge-Offs to Average Loans | 0.88% | |||
| Non-Performing Assets to Assets | 0.54% | |||
| Non-Performing Loans to Capital | 5.58% | |||
| Non-Performing Loans to Loans | 0.61% | |||
| Balance Sheet |
Gulf Winds Credit Union
Pensacola, FL |
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| Total Assets | 1.21B | |||
| Total Deposits | 1.08B | |||
| Capital and Reserves |
Gulf Winds Credit Union
Pensacola, FL |
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| Capital | 103.43M | |||
| Leverage Ratio | 10.28 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Liquidity |
Gulf Winds Credit Union
Pensacola, FL |
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| Hot Money Ratio | 18.59% | |||
| Liquidity Ratio | 12.00% | |||
| Profitability |
Gulf Winds Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.64% | |||
| Net Income | 6.65M | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 1.85% | |||
| Overhead Efficiency Ratio | 66.15% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 13.77% | |||