| Weiss Ratings |
Gulf Winds Credit Union
Pensacola, FL |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 4.60 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 5.10 | |||
| Company Info |
Gulf Winds Credit Union
Pensacola, FL |
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| NCUA Charter Number | 4176 | |||
| Phone Number | (850) 479-9601 | |||
| Website | www.gogulfwinds.com | |||
| Asset Quality |
Gulf Winds Credit Union
Pensacola, FL |
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| 1-Year Asset Growth | 8.70% | |||
| 5-Year Asset Growth | 10.90% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.58% | |||
| Non-Performing Assets to Assets | 0.38% | |||
| Non-Performing Loans to Capital | 5.07% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Gulf Winds Credit Union
Pensacola, FL |
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| Total Assets | 1.15B | |||
| Total Deposits | 1.03B | |||
| Capital and Reserves |
Gulf Winds Credit Union
Pensacola, FL |
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| Capital | 77.76M | |||
| Leverage Ratio | 9.74 | |||
| Loan Loss Reserves to Loans | 0.97% | |||
| Liquidity |
Gulf Winds Credit Union
Pensacola, FL |
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| Hot Money Ratio | 16.36% | |||
| Liquidity Ratio | 16.58% | |||
| Profitability |
Gulf Winds Credit Union
Pensacola, FL |
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| 5-Year Return on Average Assets | 0.66% | |||
| Net Income | 1.27M | |||
| Net Interest Spread | 3.69% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 81.25% | |||
| Return on Assets | 0.45% | |||
| Return on Equity | 6.58% | |||