B
United Community Credit Union
QuincyIL
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Community Credit Union
Quincy, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 7.50
Stability Index 7.00
Company Info United Community Credit Union
Quincy, IL
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4177
Phone Number (217) 224-1093
Website www.myuccu.com
Asset Quality United Community Credit Union
Quincy, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.45%
5-Year Asset Growth 6.52%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.49%
Non-Performing Loans to Loans 0.21%
Balance Sheet United Community Credit Union
Quincy, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 128.23M
Total Deposits 108.76M
Capital and Reserves United Community Credit Union
Quincy, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 19.09M
Leverage Ratio 14.90
Loan Loss Reserves to Loans 0.49%
Liquidity United Community Credit Union
Quincy, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.11%
Liquidity Ratio 22.38%
Profitability United Community Credit Union
Quincy, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.00%
Net Income 338.00K
Net Interest Spread 4.23%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 74.89%
Return on Assets 1.08%
Return on Equity 7.15%