University of Virginia Community Credit Union
Major Rating Factors:
A current level of 5.7 percent of nonperforming loans to core capital combined with 1.8 percent from a year earlier contributes to the Excellent asset quality (7.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (5.2 on a scale of 0 to 10) based on a net capital to total assets of 7.6 and a net worth ratio of 9.4. Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 0.6 has resulted in Fair (4.8) profitability.
Asset Mix:
Consumer loans (30%), home mtgs (14%), securities (10%), other (45%)
Corporate Info
3300 Berkmar Drive
Charlottesville, VA 22901
Charlottesville, VA 22901
(434) 964-2001
Largest Competitors
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