B
University of Virginia Community Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.93
Leverage
Ratio
10.08
Return On
Assets
0.58%
Total
Assets
1.57B
Capital
139.87M
Total
Deposits
1.38B
Net
Income
6.73M
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Weiss Ratings University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 6.50
Liquidity Index 3.30
Profitability Index 3.00
Stability Index 6.80
Company Info University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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NCUA Charter Number 418
Phone Number (434) 964-2001
Website www.uvacreditunion.org
Asset Quality University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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1-Year Asset Growth 4.73%
5-Year Asset Growth 7.96%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 0.52%
Balance Sheet University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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Total Assets 1.57B
Total Deposits 1.38B
Capital and Reserves University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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Capital 139.87M
Leverage Ratio 10.08
Loan Loss Reserves to Loans 0.53%
Liquidity University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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Hot Money Ratio 11.33%
Liquidity Ratio 18.32%
Profitability University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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5-Year Return on Average Assets 0.61%
Net Income 6.73M
Net Interest Spread 3.99%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 79.07%
Return on Assets 0.58%
Return on Equity 6.74%