B
University of Virginia Community Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.73
Leverage
Ratio
10.01
Return On
Assets
0.49%
Total
Assets
1.55B
Capital
135.12M
Total
Deposits
1.37B
Net
Income
3.77M
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Weiss Ratings University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 6.30
Liquidity Index 3.50
Profitability Index 2.80
Stability Index 6.80
Company Info University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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NCUA Charter Number 418
Phone Number (434) 964-2001
Website www.uvacreditunion.org
Asset Quality University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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1-Year Asset Growth 4.92%
5-Year Asset Growth 7.96%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.59%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 3.37%
Non-Performing Loans to Loans 0.51%
Balance Sheet University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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Total Assets 1.55B
Total Deposits 1.37B
Capital and Reserves University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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Capital 135.12M
Leverage Ratio 10.01
Loan Loss Reserves to Loans 0.52%
Liquidity University of Virginia Community Credit Union
Charlottesville, VA 		Click to
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Hot Money Ratio 10.82%
Liquidity Ratio 19.32%
Profitability University of Virginia Community Credit Union
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5-Year Return on Average Assets 0.61%
Net Income 3.77M
Net Interest Spread 3.96%
Operating Profit to Average Assets 0.82%
Overhead Efficiency Ratio 80.22%
Return on Assets 0.49%
Return on Equity 5.75%