B
San Juan Mountains Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings San Juan Mountains Credit Union
Montrose, CO
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Rating B
Asset Quality Index 10.00
Capitalization Index 8.70
Liquidity Index 4.70
Profitability Index 7.10
Stability Index 6.40
Company Info San Juan Mountains Credit Union
Montrose, CO
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NCUA Charter Number 4180
Phone Number (970) 249-5319
Website www.sjmcreditunion.org
Asset Quality San Juan Mountains Credit Union
Montrose, CO
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1-Year Asset Growth 8.91%
5-Year Asset Growth 7.64%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.32%
Non-Performing Loans to Loans 0.06%
Balance Sheet San Juan Mountains Credit Union
Montrose, CO
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Total Assets 58.38M
Total Deposits 51.96M
Capital and Reserves San Juan Mountains Credit Union
Montrose, CO
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Capital 6.20M
Leverage Ratio 10.66
Loan Loss Reserves to Loans 0.82%
Liquidity San Juan Mountains Credit Union
Montrose, CO
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Hot Money Ratio 7.86%
Liquidity Ratio 17.57%
Profitability San Juan Mountains Credit Union
Montrose, CO
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5-Year Return on Average Assets 1.03%
Net Income 465.00K
Net Interest Spread 4.41%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 74.87%
Return on Assets 1.10%
Return on Equity 10.36%