| Weiss Ratings |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.40 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 7.20 | |||
| Company Info |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4189 | |||
| Phone Number | (828) 652-4141 | |||
| Website | www.mcdowellcornerstone.com | |||
| Asset Quality |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -6.36% | |||
| 5-Year Asset Growth | 5.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 3.19% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 34.07M | |||
| Total Deposits | 27.98M | |||
| Capital and Reserves |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 5.80M | |||
| Leverage Ratio | 17.23 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.37% | |||
| Liquidity Ratio | 44.37% | |||
| Profitability |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.39% | |||
| Net Income | 147.00K | |||
| Net Interest Spread | 4.72% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 76.47% | |||
| Return on Assets | 1.72% | |||
| Return on Equity | 10.27% | |||