| Weiss Ratings |
McDowell Cornerstone Credit Union
Marion, NC |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
McDowell Cornerstone Credit Union
Marion, NC |
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| NCUA Charter Number | 4189 | |||
| Phone Number | (828) 652-4141 | |||
| Website | www.mcdowellcornerstone.com | |||
| Asset Quality |
McDowell Cornerstone Credit Union
Marion, NC |
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| 1-Year Asset Growth | 8.66% | |||
| 5-Year Asset Growth | 5.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 3.30% | |||
| Non-Performing Loans to Loans | 0.88% | |||
| Balance Sheet |
McDowell Cornerstone Credit Union
Marion, NC |
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| Total Assets | 37.02M | |||
| Total Deposits | 30.46M | |||
| Capital and Reserves |
McDowell Cornerstone Credit Union
Marion, NC |
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| Capital | 6.18M | |||
| Leverage Ratio | 16.78 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
McDowell Cornerstone Credit Union
Marion, NC |
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| Hot Money Ratio | 2.23% | |||
| Liquidity Ratio | 34.16% | |||
| Profitability |
McDowell Cornerstone Credit Union
Marion, NC |
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| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 97.00K | |||
| Net Interest Spread | 5.31% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 74.48% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 6.33% | |||