| Weiss Ratings |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.40 | |||
| Profitability Index | 8.60 | |||
| Stability Index | 7.00 | |||
| Company Info |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4189 | |||
| Phone Number | (828) 652-4141 | |||
| Website | www.mcdowellcornerstone.com | |||
| Asset Quality |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.39% | |||
| 5-Year Asset Growth | 5.97% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.20% | |||
| Non-Performing Assets to Assets | 0.29% | |||
| Non-Performing Loans to Capital | 1.63% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 37.03M | |||
| Total Deposits | 30.29M | |||
| Capital and Reserves |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 6.37M | |||
| Leverage Ratio | 17.28 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 2.19% | |||
| Liquidity Ratio | 38.90% | |||
| Profitability |
McDowell Cornerstone Credit Union
Marion, NC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.46% | |||
| Net Income | 285.00K | |||
| Net Interest Spread | 5.59% | |||
| Operating Profit to Average Assets | 1.66% | |||
| Overhead Efficiency Ratio | 64.62% | |||
| Return on Assets | 1.55% | |||
| Return on Equity | 9.19% | |||