A
Cochise Credit Union
WillcoxAZ
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cochise Credit Union
Willcox, AZ
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Rating A
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 10.00
Stability Index 8.00
Company Info Cochise Credit Union
Willcox, AZ
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NCUA Charter Number 4190
Phone Number (520) 384-2822
Website www.cochisecu.com
Asset Quality Cochise Credit Union
Willcox, AZ
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1-Year Asset Growth 10.68%
5-Year Asset Growth 12.88%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 2.98%
Non-Performing Loans to Loans 0.78%
Balance Sheet Cochise Credit Union
Willcox, AZ
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Total Assets 73.08M
Total Deposits 60.88M
Capital and Reserves Cochise Credit Union
Willcox, AZ
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Capital 12.08M
Leverage Ratio 16.53
Loan Loss Reserves to Loans 0.46%
Liquidity Cochise Credit Union
Willcox, AZ
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Hot Money Ratio 9.14%
Liquidity Ratio 17.33%
Profitability Cochise Credit Union
Willcox, AZ
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5-Year Return on Average Assets 1.68%
Net Income 1.28M
Net Interest Spread 4.80%
Operating Profit to Average Assets 2.49%
Overhead Efficiency Ratio 53.77%
Return on Assets 2.37%
Return on Equity 14.87%