D
Piedmont Advantage Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Piedmont Advantage Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 7.60
Capitalization Index 3.30
Liquidity Index 3.10
Profitability Index 0.50
Stability Index 1.60
Company Info Piedmont Advantage Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 4192
Phone Number (336) 776-1700
Website www.pacu.com
Asset Quality Piedmont Advantage Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.36%
5-Year Asset Growth 2.22%
5-Year Charge-Offs to Average Loans 0.36%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 6.54%
Non-Performing Loans to Loans 0.55%
Balance Sheet Piedmont Advantage Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 385.85M
Total Deposits 340.37M
Capital and Reserves Piedmont Advantage Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
Capital 21.47M
Leverage Ratio 7.97
Loan Loss Reserves to Loans 0.14%
Liquidity Piedmont Advantage Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 7.71%
Liquidity Ratio 11.27%
Profitability Piedmont Advantage Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.22%
Net Income -1.53M
Net Interest Spread 3.50%
Operating Profit to Average Assets -0.48%
Overhead Efficiency Ratio 111.25%
Return on Assets -0.52%
Return on Equity -9.90%