Piedmont Advantage Credit Union
                    | Weiss Ratings | 
                Piedmont Advantage Credit Union
                 Winston-Salem, NC  | 
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 3.10 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 0.30 | |||
| Stability Index | 1.60 | |||
| Company Info | 
                Piedmont Advantage Credit Union
                 Winston-Salem, NC  | 
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| NCUA Charter Number | 4192 | |||
| Phone Number | (336) 776-1700 | |||
| Website | www.pacu.com | |||
| Asset Quality | 
                Piedmont Advantage Credit Union
                 Winston-Salem, NC  | 
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| 1-Year Asset Growth | -2.57% | |||
| 5-Year Asset Growth | 2.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.36% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 6.61% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet | 
                Piedmont Advantage Credit Union
                 Winston-Salem, NC  | 
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| Total Assets | 386.82M | |||
| Total Deposits | 344.11M | |||
| Capital and Reserves | 
                Piedmont Advantage Credit Union
                 Winston-Salem, NC  | 
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| Capital | 20.58M | |||
| Leverage Ratio | 8.12 | |||
| Loan Loss Reserves to Loans | 0.15% | |||
| Liquidity | 
                Piedmont Advantage Credit Union
                 Winston-Salem, NC  | 
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| Hot Money Ratio | 7.58% | |||
| Liquidity Ratio | 12.06% | |||
| Profitability | 
                Piedmont Advantage Credit Union
                 Winston-Salem, NC  | 
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| 5-Year Return on Average Assets | -0.22% | |||
| Net Income | -880.00K | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | -0.41% | |||
| Overhead Efficiency Ratio | 109.65% | |||
| Return on Assets | -0.45% | |||
| Return on Equity | -8.65% | |||