D
Piedmont Advantage Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Piedmont Advantage Credit Union
Winston-Salem, NC
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Rating D
Asset Quality Index 7.90
Capitalization Index 3.50
Liquidity Index 3.10
Profitability Index 0.30
Stability Index 2.40
Company Info Piedmont Advantage Credit Union
Winston-Salem, NC
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NCUA Charter Number 4192
Phone Number (336) 776-1700
Website www.pacu.com
Asset Quality Piedmont Advantage Credit Union
Winston-Salem, NC
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1-Year Asset Growth -1.12%
5-Year Asset Growth 1.62%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 5.19%
Non-Performing Loans to Loans 0.46%
Balance Sheet Piedmont Advantage Credit Union
Winston-Salem, NC
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Total Assets 391.17M
Total Deposits 346.41M
Capital and Reserves Piedmont Advantage Credit Union
Winston-Salem, NC
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Capital 22.70M
Leverage Ratio 8.39
Loan Loss Reserves to Loans 0.16%
Liquidity Piedmont Advantage Credit Union
Winston-Salem, NC
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Hot Money Ratio 7.70%
Liquidity Ratio 11.91%
Profitability Piedmont Advantage Credit Union
Winston-Salem, NC
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5-Year Return on Average Assets -0.10%
Net Income -1.73M
Net Interest Spread 3.22%
Operating Profit to Average Assets -0.53%
Overhead Efficiency Ratio 113.69%
Return on Assets -0.59%
Return on Equity -11.13%