| Weiss Ratings |
Visions Federal Credit Union
Endicott, NY |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 5.20 | |||
| Company Info |
Visions Federal Credit Union
Endicott, NY |
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| NCUA Charter Number | 420 | |||
| Phone Number | (800) 242-2120 | |||
| Website | www.visionsfcu.org | |||
| Asset Quality |
Visions Federal Credit Union
Endicott, NY |
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| 1-Year Asset Growth | -7.02% | |||
| 5-Year Asset Growth | 6.29% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.42% | |||
| Non-Performing Assets to Assets | 0.36% | |||
| Non-Performing Loans to Capital | 4.14% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Visions Federal Credit Union
Endicott, NY |
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| Total Assets | 5.26B | |||
| Total Deposits | 4.42B | |||
| Capital and Reserves |
Visions Federal Credit Union
Endicott, NY |
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| Capital | 433.44M | |||
| Leverage Ratio | 9.85 | |||
| Loan Loss Reserves to Loans | 0.81% | |||
| Liquidity |
Visions Federal Credit Union
Endicott, NY |
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| Hot Money Ratio | 13.28% | |||
| Liquidity Ratio | 16.66% | |||
| Profitability |
Visions Federal Credit Union
Endicott, NY |
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| 5-Year Return on Average Assets | 0.01% | |||
| Net Income | 4.98M | |||
| Net Interest Spread | 3.00% | |||
| Operating Profit to Average Assets | 0.34% | |||
| Overhead Efficiency Ratio | 89.80% | |||
| Return on Assets | 0.12% | |||
| Return on Equity | 1.62% | |||