| Weiss Ratings |
Visions Federal Credit Union
Endicott, NY |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 6.30 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 5.60 | |||
| Company Info |
Visions Federal Credit Union
Endicott, NY |
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| NCUA Charter Number | 420 | |||
| Phone Number | (800) 242-2120 | |||
| Website | www.visionsfcu.org | |||
| Asset Quality |
Visions Federal Credit Union
Endicott, NY |
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| 1-Year Asset Growth | -4.20% | |||
| 5-Year Asset Growth | 4.10% | |||
| 5-Year Charge-Offs to Average Loans | 0.47% | |||
| Charge-Offs to Average Loans | 0.47% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 4.57% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Visions Federal Credit Union
Endicott, NY |
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| Total Assets | 5.31B | |||
| Total Deposits | 4.52B | |||
| Capital and Reserves |
Visions Federal Credit Union
Endicott, NY |
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| Capital | 449.18M | |||
| Leverage Ratio | 9.87 | |||
| Loan Loss Reserves to Loans | 0.89% | |||
| Liquidity |
Visions Federal Credit Union
Endicott, NY |
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| Hot Money Ratio | 13.00% | |||
| Liquidity Ratio | 22.52% | |||
| Profitability |
Visions Federal Credit Union
Endicott, NY |
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| 5-Year Return on Average Assets | -0.09% | |||
| Net Income | 6.12M | |||
| Net Interest Spread | 3.32% | |||
| Operating Profit to Average Assets | 0.75% | |||
| Overhead Efficiency Ratio | 79.82% | |||
| Return on Assets | 0.47% | |||
| Return on Equity | 5.57% | |||