| Weiss Ratings |
Cornerstone Credit Union
Freeport, IL |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 6.10 | |||
| Company Info |
Cornerstone Credit Union
Freeport, IL |
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| NCUA Charter Number | 4201 | |||
| Phone Number | (815) 235-5855 | |||
| Website | www.cornerstonecu.org | |||
| Asset Quality |
Cornerstone Credit Union
Freeport, IL |
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| 1-Year Asset Growth | 4.53% | |||
| 5-Year Asset Growth | 4.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.38% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.34% | |||
| Non-Performing Loans to Capital | 3.24% | |||
| Non-Performing Loans to Loans | 0.55% | |||
| Balance Sheet |
Cornerstone Credit Union
Freeport, IL |
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| Total Assets | 152.11M | |||
| Total Deposits | 134.90M | |||
| Capital and Reserves |
Cornerstone Credit Union
Freeport, IL |
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| Capital | 15.04M | |||
| Leverage Ratio | 9.93 | |||
| Loan Loss Reserves to Loans | 0.80% | |||
| Liquidity |
Cornerstone Credit Union
Freeport, IL |
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| Hot Money Ratio | 10.69% | |||
| Liquidity Ratio | 21.00% | |||
| Profitability |
Cornerstone Credit Union
Freeport, IL |
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| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 269.00K | |||
| Net Interest Spread | 3.40% | |||
| Operating Profit to Average Assets | 0.45% | |||
| Overhead Efficiency Ratio | 89.18% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 7.25% | |||