| Weiss Ratings |
Cornerstone Credit Union
Freeport, IL |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 6.50 | |||
| Company Info |
Cornerstone Credit Union
Freeport, IL |
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| NCUA Charter Number | 4201 | |||
| Phone Number | (815) 235-5855 | |||
| Website | www.cornerstonecu.org | |||
| Asset Quality |
Cornerstone Credit Union
Freeport, IL |
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| 1-Year Asset Growth | 6.84% | |||
| 5-Year Asset Growth | 6.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 0.87% | |||
| Non-Performing Loans to Capital | 8.20% | |||
| Non-Performing Loans to Loans | 1.40% | |||
| Balance Sheet |
Cornerstone Credit Union
Freeport, IL |
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| Total Assets | 164.48M | |||
| Total Deposits | 146.63M | |||
| Capital and Reserves |
Cornerstone Credit Union
Freeport, IL |
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| Capital | 16.47M | |||
| Leverage Ratio | 9.89 | |||
| Loan Loss Reserves to Loans | 0.96% | |||
| Liquidity |
Cornerstone Credit Union
Freeport, IL |
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| Hot Money Ratio | 16.16% | |||
| Liquidity Ratio | 24.34% | |||
| Profitability |
Cornerstone Credit Union
Freeport, IL |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 759.00K | |||
| Net Interest Spread | 4.21% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 79.48% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.30% | |||