| Weiss Ratings |
Harvard Community Credit Union
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 2.70 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 3.90 | |||
| Company Info |
Harvard Community Credit Union
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4204 | |||
| Phone Number | (815) 943-6500 | |||
| Website | www.harvardccu.org | |||
| Asset Quality |
Harvard Community Credit Union
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -15.19% | |||
| 5-Year Asset Growth | 8.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 2.33% | |||
| Non-Performing Loans to Capital | 20.20% | |||
| Non-Performing Loans to Loans | 2.79% | |||
| Balance Sheet |
Harvard Community Credit Union
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 20.43M | |||
| Total Deposits | 18.33M | |||
| Capital and Reserves |
Harvard Community Credit Union
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.02M | |||
| Leverage Ratio | 9.90 | |||
| Loan Loss Reserves to Loans | 1.94% | |||
| Liquidity |
Harvard Community Credit Union
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 9.07% | |||
| Profitability |
Harvard Community Credit Union
Harvard, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | -446.00K | |||
| Net Interest Spread | 4.98% | |||
| Operating Profit to Average Assets | -2.14% | |||
| Overhead Efficiency Ratio | 101.60% | |||
| Return on Assets | -8.22% | |||
| Return on Equity | -85.77% | |||