| Weiss Ratings |
Harvard Community Credit Union
Harvard, IL |
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| Rating | ||||
| Asset Quality Index | 2.80 | |||
| Capitalization Index | 4.90 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 0.00 | |||
| Company Info |
Harvard Community Credit Union
Harvard, IL |
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| NCUA Charter Number | 4204 | |||
| Phone Number | (815) 943-6500 | |||
| Website | www.harvardccu.org | |||
| Asset Quality |
Harvard Community Credit Union
Harvard, IL |
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| 1-Year Asset Growth | -4.26% | |||
| 5-Year Asset Growth | 2.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.60% | |||
| Charge-Offs to Average Loans | 4.47% | |||
| Non-Performing Assets to Assets | 1.27% | |||
| Non-Performing Loans to Capital | 17.62% | |||
| Non-Performing Loans to Loans | 1.99% | |||
| Balance Sheet |
Harvard Community Credit Union
Harvard, IL |
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| Total Assets | 20.36M | |||
| Total Deposits | 18.75M | |||
| Capital and Reserves |
Harvard Community Credit Union
Harvard, IL |
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| Capital | 1.51M | |||
| Leverage Ratio | 7.43 | |||
| Loan Loss Reserves to Loans | 1.93% | |||
| Liquidity |
Harvard Community Credit Union
Harvard, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 21.43% | |||
| Profitability |
Harvard Community Credit Union
Harvard, IL |
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| 5-Year Return on Average Assets | 0.10% | |||
| Net Income | -395.00K | |||
| Net Interest Spread | 5.13% | |||
| Operating Profit to Average Assets | 0.14% | |||
| Overhead Efficiency Ratio | 101.33% | |||
| Return on Assets | -3.82% | |||
| Return on Equity | -49.07% | |||