| Weiss Ratings |
Harvard Community Credit Union
Harvard, IL |
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| Rating | ||||
| Asset Quality Index | 1.60 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 0.60 | |||
| Stability Index | 3.40 | |||
| Company Info |
Harvard Community Credit Union
Harvard, IL |
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| NCUA Charter Number | 4204 | |||
| Phone Number | (815) 943-6500 | |||
| Website | www.harvardccu.org | |||
| Asset Quality |
Harvard Community Credit Union
Harvard, IL |
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| 1-Year Asset Growth | -11.61% | |||
| 5-Year Asset Growth | 8.39% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 0.37% | |||
| Non-Performing Assets to Assets | 3.05% | |||
| Non-Performing Loans to Capital | 25.97% | |||
| Non-Performing Loans to Loans | 3.72% | |||
| Balance Sheet |
Harvard Community Credit Union
Harvard, IL |
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| Total Assets | 20.57M | |||
| Total Deposits | 18.55M | |||
| Capital and Reserves |
Harvard Community Credit Union
Harvard, IL |
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| Capital | 1.94M | |||
| Leverage Ratio | 9.44 | |||
| Loan Loss Reserves to Loans | 2.83% | |||
| Liquidity |
Harvard Community Credit Union
Harvard, IL |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 15.98% | |||
| Profitability |
Harvard Community Credit Union
Harvard, IL |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | -197.00K | |||
| Net Interest Spread | 5.14% | |||
| Operating Profit to Average Assets | 0.58% | |||
| Overhead Efficiency Ratio | 90.46% | |||
| Return on Assets | -1.24% | |||
| Return on Equity | -13.14% | |||