| Weiss Ratings |
Gulf Credit Union
Groves, TX |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 4.50 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 3.20 | |||
| Company Info |
Gulf Credit Union
Groves, TX |
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| NCUA Charter Number | 4205 | |||
| Phone Number | (409) 963-1191 | |||
| Website | www.gecu.org | |||
| Asset Quality |
Gulf Credit Union
Groves, TX |
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| 1-Year Asset Growth | -1.51% | |||
| 5-Year Asset Growth | 2.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 2.70% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
Gulf Credit Union
Groves, TX |
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| Total Assets | 321.83M | |||
| Total Deposits | 293.04M | |||
| Capital and Reserves |
Gulf Credit Union
Groves, TX |
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| Capital | 22.21M | |||
| Leverage Ratio | 10.16 | |||
| Loan Loss Reserves to Loans | 0.83% | |||
| Liquidity |
Gulf Credit Union
Groves, TX |
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| Hot Money Ratio | 3.63% | |||
| Liquidity Ratio | 10.91% | |||
| Profitability |
Gulf Credit Union
Groves, TX |
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| 5-Year Return on Average Assets | 0.94% | |||
| Net Income | 172.00K | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 0.41% | |||
| Overhead Efficiency Ratio | 90.06% | |||
| Return on Assets | 0.22% | |||
| Return on Equity | 3.04% | |||