C
Gulf Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gulf Credit Union
Port Arthur, TX
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Rating C
Asset Quality Index 6.40
Capitalization Index 5.50
Liquidity Index 3.30
Profitability Index 5.00
Stability Index 4.40
Company Info Gulf Credit Union
Port Arthur, TX
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NCUA Charter Number 4205
Phone Number (409) 963-1191
Website www.gecu.org
Asset Quality Gulf Credit Union
Port Arthur, TX
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1-Year Asset Growth 1.16%
5-Year Asset Growth 2.39%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.46%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 8.52%
Non-Performing Loans to Loans 1.37%
Balance Sheet Gulf Credit Union
Port Arthur, TX
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Total Assets 325.56M
Total Deposits 294.79M
Capital and Reserves Gulf Credit Union
Port Arthur, TX
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Capital 28.15M
Leverage Ratio 10.23
Loan Loss Reserves to Loans 0.66%
Liquidity Gulf Credit Union
Port Arthur, TX
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Hot Money Ratio 4.27%
Liquidity Ratio 6.95%
Profitability Gulf Credit Union
Port Arthur, TX
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5-Year Return on Average Assets 0.80%
Net Income 112.00K
Net Interest Spread 4.04%
Operating Profit to Average Assets 0.28%
Overhead Efficiency Ratio 84.16%
Return on Assets 0.14%
Return on Equity 1.63%