| Weiss Ratings |
Harbor Pointe Credit Union
Duluth, MN |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Harbor Pointe Credit Union
Duluth, MN |
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| NCUA Charter Number | 4206 | |||
| Phone Number | (218) 722-9242 | |||
| Website | www.hpcu.us | |||
| Asset Quality |
Harbor Pointe Credit Union
Duluth, MN |
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| 1-Year Asset Growth | 4.10% | |||
| 5-Year Asset Growth | 3.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 1.59% | |||
| Non-Performing Loans to Loans | 0.27% | |||
| Balance Sheet |
Harbor Pointe Credit Union
Duluth, MN |
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| Total Assets | 151.17M | |||
| Total Deposits | 130.77M | |||
| Capital and Reserves |
Harbor Pointe Credit Union
Duluth, MN |
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| Capital | 19.74M | |||
| Leverage Ratio | 13.23 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Liquidity |
Harbor Pointe Credit Union
Duluth, MN |
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| Hot Money Ratio | 6.92% | |||
| Liquidity Ratio | 17.92% | |||
| Profitability |
Harbor Pointe Credit Union
Duluth, MN |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 1.41M | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 1.41% | |||
| Overhead Efficiency Ratio | 70.19% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 9.97% | |||