| Weiss Ratings |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 7.70 | |||
| Company Info |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4206 | |||
| Phone Number | (218) 722-9242 | |||
| Website | www.hpcu.us | |||
| Asset Quality |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -4.51% | |||
| 5-Year Asset Growth | 5.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 1.09% | |||
| Non-Performing Loans to Loans | 0.16% | |||
| Balance Sheet |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 147.09M | |||
| Total Deposits | 130.17M | |||
| Capital and Reserves |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 16.02M | |||
| Leverage Ratio | 11.54 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 4.68% | |||
| Liquidity Ratio | 13.75% | |||
| Profitability |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.81% | |||
| Net Income | 151.00K | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 1.15% | |||
| Overhead Efficiency Ratio | 72.94% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.79% | |||