| Weiss Ratings |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 5.70 | |||
| Company Info |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 4206 | |||
| Phone Number | (218) 722-9242 | |||
| Website | www.hpcu.us | |||
| Asset Quality |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.63% | |||
| 5-Year Asset Growth | 3.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.41% | |||
| Non-Performing Loans to Loans | 0.21% | |||
| Balance Sheet |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 147.96M | |||
| Total Deposits | 128.37M | |||
| Capital and Reserves |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 19.06M | |||
| Leverage Ratio | 13.12 | |||
| Loan Loss Reserves to Loans | 0.71% | |||
| Liquidity |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 6.18% | |||
| Liquidity Ratio | 13.92% | |||
| Profitability |
Harbor Pointe Credit Union
Duluth, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 820.00K | |||
| Net Interest Spread | 4.40% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 71.73% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 8.87% | |||