| Weiss Ratings |
Harbor Pointe Credit Union
Duluth, MN |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 8.10 | |||
| Stability Index | 5.70 | |||
| Company Info |
Harbor Pointe Credit Union
Duluth, MN |
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| NCUA Charter Number | 4206 | |||
| Phone Number | (218) 722-9242 | |||
| Website | www.hpcu.us | |||
| Asset Quality |
Harbor Pointe Credit Union
Duluth, MN |
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| 1-Year Asset Growth | 1.08% | |||
| 5-Year Asset Growth | 3.64% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.56% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Harbor Pointe Credit Union
Duluth, MN |
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| Total Assets | 148.67M | |||
| Total Deposits | 129.58M | |||
| Capital and Reserves |
Harbor Pointe Credit Union
Duluth, MN |
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| Capital | 18.44M | |||
| Leverage Ratio | 12.70 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Liquidity |
Harbor Pointe Credit Union
Duluth, MN |
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| Hot Money Ratio | 6.04% | |||
| Liquidity Ratio | 11.49% | |||
| Profitability |
Harbor Pointe Credit Union
Duluth, MN |
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| 5-Year Return on Average Assets | 0.89% | |||
| Net Income | 297.00K | |||
| Net Interest Spread | 4.29% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 71.58% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 6.52% | |||