B
Memphis City Employees Credit Union
MemphisTN
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Memphis City Employees Credit Union
Memphis, TN
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 4.70
Stability Index 7.80
Company Info Memphis City Employees Credit Union
Memphis, TN
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NCUA Charter Number 4212
Phone Number (901) 321-1200
Website www.memphiscu.org
Asset Quality Memphis City Employees Credit Union
Memphis, TN
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1-Year Asset Growth 1.25%
5-Year Asset Growth 8.03%
5-Year Charge-Offs to Average Loans 0.46%
Charge-Offs to Average Loans 0.94%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.51%
Non-Performing Loans to Loans 0.39%
Balance Sheet Memphis City Employees Credit Union
Memphis, TN
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Total Assets 457.66M
Total Deposits 387.49M
Capital and Reserves Memphis City Employees Credit Union
Memphis, TN
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Capital 59.09M
Leverage Ratio 14.76
Loan Loss Reserves to Loans 2.78%
Liquidity Memphis City Employees Credit Union
Memphis, TN
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Hot Money Ratio 3.65%
Liquidity Ratio 18.07%
Profitability Memphis City Employees Credit Union
Memphis, TN
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5-Year Return on Average Assets 0.62%
Net Income 513.00K
Net Interest Spread 3.40%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 77.58%
Return on Assets 0.46%
Return on Equity 3.50%