Graphic Arts Credit Union
Major Rating Factors:
A current level of 10.3 percent of nonperforming loans to core capital contributes to the Good asset quality (5.0).
Other Rating Factors:
Fair liquidity 3.4, driven by a liquidity ratio of 33.5 percent and a “hot money” ratio of 0.0 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Asset Mix:
Consumer loans (78%), other (22%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
401 Edwards Street
Shreveport, LA 71101
Shreveport, LA 71101
Phone Number
(318) 208-8504
NCUA Charter Number
Largest Competitors
Shreveport, LA
Shreveport, LA
Shreveport, LA
Shreveport, LA
Shreveport, LA