A
United Employees Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Employees Credit Union
Albert Lea, MN
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.30
Profitability Index 7.40
Stability Index 7.50
Company Info United Employees Credit Union
Albert Lea, MN
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NCUA Charter Number 4218
Phone Number (507) 377-1616
Website www.unitedecu.com
Asset Quality United Employees Credit Union
Albert Lea, MN
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1-Year Asset Growth 5.87%
5-Year Asset Growth 7.53%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.58%
Non-Performing Loans to Loans 0.50%
Balance Sheet United Employees Credit Union
Albert Lea, MN
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Total Assets 62.23M
Total Deposits 53.57M
Capital and Reserves United Employees Credit Union
Albert Lea, MN
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Capital 8.21M
Leverage Ratio 13.19
Loan Loss Reserves to Loans 0.22%
Liquidity United Employees Credit Union
Albert Lea, MN
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Hot Money Ratio 7.94%
Liquidity Ratio 26.24%
Profitability United Employees Credit Union
Albert Lea, MN
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5-Year Return on Average Assets 0.93%
Net Income 209.00K
Net Interest Spread 2.90%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 53.66%
Return on Assets 1.37%
Return on Equity 10.31%