A
SIU Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SIU Credit Union
Carbondale, IL
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Rating A
Asset Quality Index 8.30
Capitalization Index 9.10
Liquidity Index 3.90
Profitability Index 5.10
Stability Index 8.30
Company Info SIU Credit Union
Carbondale, IL
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NCUA Charter Number 4223
Phone Number (618) 457-3595
Website www.siucu.org
Asset Quality SIU Credit Union
Carbondale, IL
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1-Year Asset Growth 6.17%
5-Year Asset Growth 8.86%
5-Year Charge-Offs to Average Loans 0.45%
Charge-Offs to Average Loans 0.77%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.17%
Non-Performing Loans to Loans 0.38%
Balance Sheet SIU Credit Union
Carbondale, IL
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Total Assets 527.48M
Total Deposits 465.20M
Capital and Reserves SIU Credit Union
Carbondale, IL
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Capital 58.08M
Leverage Ratio 11.47
Loan Loss Reserves to Loans 0.68%
Liquidity SIU Credit Union
Carbondale, IL
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Hot Money Ratio 10.16%
Liquidity Ratio 21.19%
Profitability SIU Credit Union
Carbondale, IL
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5-Year Return on Average Assets 1.07%
Net Income 1.19M
Net Interest Spread 4.31%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 72.80%
Return on Assets 0.92%
Return on Equity 8.37%