B
Gale Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gale Credit Union
Galesburg, IL
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Rating B
Asset Quality Index 8.00
Capitalization Index 8.80
Liquidity Index 4.40
Profitability Index 3.40
Stability Index 5.60
Company Info Gale Credit Union
Galesburg, IL
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NCUA Charter Number 4235
Phone Number (309) 343-1777
Website www.galecu.net
Asset Quality Gale Credit Union
Galesburg, IL
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1-Year Asset Growth 49.83%
5-Year Asset Growth 17.02%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.74%
Non-Performing Loans to Loans 0.54%
Balance Sheet Gale Credit Union
Galesburg, IL
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Total Assets 60.96M
Total Deposits 53.95M
Capital and Reserves Gale Credit Union
Galesburg, IL
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Capital 6.52M
Leverage Ratio 10.69
Loan Loss Reserves to Loans 0.75%
Liquidity Gale Credit Union
Galesburg, IL
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Hot Money Ratio 13.91%
Liquidity Ratio 17.92%
Profitability Gale Credit Union
Galesburg, IL
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5-Year Return on Average Assets 1.04%
Net Income 88.00K
Net Interest Spread 3.72%
Operating Profit to Average Assets 0.80%
Overhead Efficiency Ratio 82.04%
Return on Assets 0.60%
Return on Equity 5.44%