B
Gale Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gale Credit Union
Galesburg, IL
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Rating B
Asset Quality Index 9.90
Capitalization Index 9.60
Liquidity Index 3.70
Profitability Index 7.80
Stability Index 6.90
Company Info Gale Credit Union
Galesburg, IL
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NCUA Charter Number 4235
Phone Number (309) 343-1777
Website www.galecu.net
Asset Quality Gale Credit Union
Galesburg, IL
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1-Year Asset Growth 12.50%
5-Year Asset Growth 17.07%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.08%
Non-Performing Loans to Loans 0.20%
Balance Sheet Gale Credit Union
Galesburg, IL
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Total Assets 65.43M
Total Deposits 57.83M
Capital and Reserves Gale Credit Union
Galesburg, IL
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Capital 7.39M
Leverage Ratio 11.30
Loan Loss Reserves to Loans 0.51%
Liquidity Gale Credit Union
Galesburg, IL
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Hot Money Ratio 16.26%
Liquidity Ratio 12.49%
Profitability Gale Credit Union
Galesburg, IL
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5-Year Return on Average Assets 0.99%
Net Income 493.00K
Net Interest Spread 4.23%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 74.65%
Return on Assets 1.04%
Return on Equity 9.20%