B
Gale Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Gale Credit Union
Galesburg, IL
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Rating B
Asset Quality Index 9.40
Capitalization Index 9.90
Liquidity Index 4.10
Profitability Index 6.90
Stability Index 6.90
Company Info Gale Credit Union
Galesburg, IL
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NCUA Charter Number 4235
Phone Number (309) 343-1777
Website www.galecu.net
Asset Quality Gale Credit Union
Galesburg, IL
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1-Year Asset Growth 1.36%
5-Year Asset Growth 17.07%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.64%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.95%
Non-Performing Loans to Loans 0.18%
Balance Sheet Gale Credit Union
Galesburg, IL
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Total Assets 61.79M
Total Deposits 54.45M
Capital and Reserves Gale Credit Union
Galesburg, IL
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Capital 7.08M
Leverage Ratio 11.47
Loan Loss Reserves to Loans 0.52%
Liquidity Gale Credit Union
Galesburg, IL
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Hot Money Ratio 12.75%
Liquidity Ratio 18.16%
Profitability Gale Credit Union
Galesburg, IL
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5-Year Return on Average Assets 0.99%
Net Income 186.00K
Net Interest Spread 4.13%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 72.50%
Return on Assets 1.22%
Return on Equity 10.64%