Taylorville Community Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 11.9 and a net worth ratio of 12.1. Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.2 has resulted in Excellent (8.6) profitability.
Other Rating Factors:
A current level of 6.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix:
Home mtgs (40%), consumer loans (22%), comm loans (7%), other (31%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
422 West Main Cross Street
Taylorville, IL 62568
Taylorville, IL 62568
Phone Number
(217) 824-9658
NCUA Charter Number
Website
Largest Competitors
Chicago, IL
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Taylorville, IL