| Weiss Ratings |
Central State Credit Union
Stockton, CA |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 2.80 | |||
| Liquidity Index | 5.80 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 1.80 | |||
| Company Info |
Central State Credit Union
Stockton, CA |
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| NCUA Charter Number | 4243 | |||
| Phone Number | (209) 444-5300 | |||
| Website | www.centralstatecu.org | |||
| Asset Quality |
Central State Credit Union
Stockton, CA |
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| 1-Year Asset Growth | -0.85% | |||
| 5-Year Asset Growth | 3.12% | |||
| 5-Year Charge-Offs to Average Loans | 0.49% | |||
| Charge-Offs to Average Loans | 1.07% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 2.34% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Central State Credit Union
Stockton, CA |
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| Total Assets | 233.82M | |||
| Total Deposits | 219.75M | |||
| Capital and Reserves |
Central State Credit Union
Stockton, CA |
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| Capital | 13.47M | |||
| Leverage Ratio | 9.64 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Liquidity |
Central State Credit Union
Stockton, CA |
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| Hot Money Ratio | 8.88% | |||
| Liquidity Ratio | 22.31% | |||
| Profitability |
Central State Credit Union
Stockton, CA |
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| 5-Year Return on Average Assets | 0.38% | |||
| Net Income | 339.00K | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 79.64% | |||
| Return on Assets | 0.29% | |||
| Return on Equity | 5.65% | |||