| Weiss Ratings |
Spirit Financial Credit Union
Levittown, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 4.40 | |||
| Company Info |
Spirit Financial Credit Union
Levittown, PA |
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| NCUA Charter Number | 4244 | |||
| Phone Number | (267) 580-0230 | |||
| Website | www.spiritfinancialcu.org | |||
| Asset Quality |
Spirit Financial Credit Union
Levittown, PA |
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| 1-Year Asset Growth | -6.17% | |||
| 5-Year Asset Growth | 6.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 0.71% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 1.09% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
Spirit Financial Credit Union
Levittown, PA |
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| Total Assets | 70.01M | |||
| Total Deposits | 60.08M | |||
| Capital and Reserves |
Spirit Financial Credit Union
Levittown, PA |
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| Capital | 8.75M | |||
| Leverage Ratio | 12.63 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Liquidity |
Spirit Financial Credit Union
Levittown, PA |
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| Hot Money Ratio | 13.57% | |||
| Liquidity Ratio | 27.54% | |||
| Profitability |
Spirit Financial Credit Union
Levittown, PA |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 92.00K | |||
| Net Interest Spread | 3.20% | |||
| Operating Profit to Average Assets | 0.64% | |||
| Overhead Efficiency Ratio | 81.35% | |||
| Return on Assets | 0.52% | |||
| Return on Equity | 4.23% | |||