| Weiss Ratings |
Spirit Financial Credit Union
Levittown, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 4.80 | |||
| Company Info |
Spirit Financial Credit Union
Levittown, PA |
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| NCUA Charter Number | 4244 | |||
| Phone Number | (267) 580-0230 | |||
| Website | spiritfinancialcu.org | |||
| Asset Quality |
Spirit Financial Credit Union
Levittown, PA |
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| 1-Year Asset Growth | -2.44% | |||
| 5-Year Asset Growth | 6.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.63% | |||
| Charge-Offs to Average Loans | 1.20% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.30% | |||
| Non-Performing Loans to Loans | 0.39% | |||
| Balance Sheet |
Spirit Financial Credit Union
Levittown, PA |
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| Total Assets | 69.04M | |||
| Total Deposits | 59.73M | |||
| Capital and Reserves |
Spirit Financial Credit Union
Levittown, PA |
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| Capital | 9.03M | |||
| Leverage Ratio | 13.20 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Liquidity |
Spirit Financial Credit Union
Levittown, PA |
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| Hot Money Ratio | 10.81% | |||
| Liquidity Ratio | 25.31% | |||
| Profitability |
Spirit Financial Credit Union
Levittown, PA |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 365.00K | |||
| Net Interest Spread | 3.44% | |||
| Operating Profit to Average Assets | 0.90% | |||
| Overhead Efficiency Ratio | 75.35% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 5.52% | |||