C
Minnesota Power Employees Credit Union
DuluthMN
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Minnesota Power Employees Credit Union
Duluth, MN
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Rating C
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 7.80
Stability Index 5.70
Company Info Minnesota Power Employees Credit Union
Duluth, MN
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NCUA Charter Number 4245
Phone Number (218) 336-1800
Website www.mpecu.com
Asset Quality Minnesota Power Employees Credit Union
Duluth, MN
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1-Year Asset Growth 2.77%
5-Year Asset Growth 10.45%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.24%
Non-Performing Loans to Loans 0.37%
Balance Sheet Minnesota Power Employees Credit Union
Duluth, MN
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Total Assets 158.15M
Total Deposits 122.60M
Capital and Reserves Minnesota Power Employees Credit Union
Duluth, MN
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Capital 18.38M
Leverage Ratio 13.93
Loan Loss Reserves to Loans 1.37%
Liquidity Minnesota Power Employees Credit Union
Duluth, MN
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Hot Money Ratio 12.17%
Liquidity Ratio 7.26%
Profitability Minnesota Power Employees Credit Union
Duluth, MN
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5-Year Return on Average Assets 0.58%
Net Income 1.24M
Net Interest Spread 3.83%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 62.62%
Return on Assets 1.05%
Return on Equity 9.62%