| Weiss Ratings |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.70 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 8.10 | |||
| Company Info |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| NCUA Charter Number | 4246 | |||
| Phone Number | (281) 479-6651 | |||
| Website | www.lzecu.org | |||
| Asset Quality |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| 1-Year Asset Growth | -6.17% | |||
| 5-Year Asset Growth | 2.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.57% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.17% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| Total Assets | 49.07M | |||
| Total Deposits | 39.32M | |||
| Capital and Reserves |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| Capital | 9.39M | |||
| Leverage Ratio | 19.15 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Liquidity |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 22.15% | |||
| Profitability |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| 5-Year Return on Average Assets | 1.05% | |||
| Net Income | 318.00K | |||
| Net Interest Spread | 4.63% | |||
| Operating Profit to Average Assets | 1.11% | |||
| Overhead Efficiency Ratio | 76.70% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 4.59% | |||