| Weiss Ratings |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.30 | |||
| Profitability Index | 5.50 | |||
| Stability Index | 8.30 | |||
| Company Info |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| NCUA Charter Number | 4246 | |||
| Phone Number | (281) 479-6651 | |||
| Website | www.lzecu.org | |||
| Asset Quality |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| 1-Year Asset Growth | -4.33% | |||
| 5-Year Asset Growth | 3.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.04% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| Total Assets | 53.72M | |||
| Total Deposits | 44.93M | |||
| Capital and Reserves |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| Capital | 8.60M | |||
| Leverage Ratio | 16.04 | |||
| Loan Loss Reserves to Loans | 0.44% | |||
| Liquidity |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 26.41% | |||
| Profitability |
Lubrizol Employees' Credit Union
Deer Park, TX |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 122.00K | |||
| Net Interest Spread | 3.94% | |||
| Operating Profit to Average Assets | 0.81% | |||
| Overhead Efficiency Ratio | 77.41% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 5.71% | |||